Our policies offer many coverage options so you can balance how much risk you’re willing to assume with the premium you’re willing to pay. Crop Insurance policies are packaged in a few different ways:
- Crop-Hail Insurance: covers hail damage as well as loss from fire and other weather conditions
- Multi-Peril Crop Insurance (MPCI): protection from a decrease in crop yield, loss of crops or loss as result of price changes.
- Catastrophic
- Group Risk Plan
- Crop Revenue Coverage
- Specialized Peril: covers specifically defined perils excluded from the MPCI or crop-hail policy including fire, rain or freeze
We’re an independent insurance agency. Our agents at Bath Insurance Group will design personalized insurance coverage for you. We can enhance your coverage with private products to ensure your crop risk is mitigated.
PASTURE
Pasture, Rangeland, Forage
This type of insurance provides protection against a single peril-lack of precipitation. Coverage can be purchased by landlords, tenants and owner/operators for those acres important for haying or grazing operations. The rainfall index program uses weather data collected by the National Oceanic and Atmospheric Administration to determine rain levels. If interested in this type of policy, please contact one of our agents.